prepp(ar)ing for normal life

[lonewolf]

what someone is prepping for dosent really matter,( unemployment, financial, strikes, protests, civil disturbance, societal breakdown, nuclear war, meteor strike or teotwawki), the fact is we ARE prepping which gives us a distinct advantage over those people who aren't.

[seve7n]

what someone is prepping for dosent really matter,( unemployment, financial, strikes, protests, civil disturbance, societal breakdown, nuclear war, meteor strike or teotwawki), the fact is we ARE prepping which gives us a distinct advantage over those people who aren't.

Agreed !!

[Xel]

I've gone the other way around. It was only when I'd realised I'd probably squirrelled away as much finance as I'll ever need[1] I started thinking of other forms of investment. A larder full of food is a pretty good diversification and is both risk free and inflation proof - a rare combination. Once my thinking started down that route, there was no stopping me. I'm thinking of going the whole hog and moving to somewhere even more rural (where I grew up) and go fully solar-panelled and bore-holed "off-grid".

Unless you're an agricultural business, it helps to get the money sorted before the house. Having a 30 mile commute from your rural fastness to the work you need in order to build investments or pay a mortgage isn't very cost effective, sustainable or secure.

Other websites I'd recommend in addition to the OP are:

http://earlyretirementextreme.com/
http://simple-living-in-suffolk.co.uk/
http://www.mrmoneymustache.com/
http://monevator.com/

[1] I'm not rich[2]. My living costs are very low so "all I'll ever need" isn't lottery money.

[2] Or am I? I don't "live rich" (Aldi FTW) but, from what I read and hear, having net assets greater than zero puts one practically in the 1% these days. It's just that I don't spend a great deal and have for a long time had a slightly higher than average salary. My frugality has bought me a financial cushion and the luxury (in these days) of my wife being able to be at home while the children were young.

[Briggs 2.0]

what someone is prepping for dosent really matter,( unemployment, financial, strikes, protests, civil disturbance, societal breakdown, nuclear war, meteor strike or teotwawki), the fact is we ARE prepping which gives us a distinct advantage over those people who aren't.

LW and I are often poles apart but I have to say he's spot on here.

[rik_uk3]

You make some spot on points and when I finish moving house I'll come back and give my view and your right that many do dream of waking up in some sort of TV land.

Looking forward to making some positive contributions, just need another week or so to finish the house move then I''ll come back

Hi guys.
I noticed that a lot of people prepp here for things that may never happen.
Prepper needs bug out bag, a bug out car (must be 4x4 like in movies, estate is not enough, prepper needs 4X4 or pickup), prepper needs sleeping bag for 100 quid and expensive tent. prepper needs knives, and all the other stuff. and all is fine as long as you treat it like a hobby, a style of life, and it's better than spending cash on booze. On the other hand I noticed that some people here subconsciously dream of shtf scenario, seek adventure, hope shtf will happen to be like movie stars.
but to the point: how many of you prepp for normal life? let me point you out how I see prepping.
The most important things are health, happiness and financial safety.

Health - it is worth to keep fit. sports activity at least 3x a week, and dont tell me you have no time for it as If you have time to write some shite on facebook every evening or watch silly soap's 10134 episode you'll find time for sport activity. it can be anything - gym, martial arts, running, walking, volleyball, football and many more. keeps you fit, your mood is better, you feel younger, it affects your mentality in positive way

Financial safety - this is my main point - when many of you prepare for bug out to your auntie next town or to sleep in woods for the rest of life - how many of you prepare for financial stable future? how many of you secure yourself for situations that are more likely to happen then zombie apocalypse or Yellowstone eruption?
let me white my point of view:

first of all you need emergency fund. at least 3-6 months salary in easly accessible account - money you can get within minutes in case of something wrong happened. funeral in family, unemployment (which is a threat for all of us, and it affects your mortgage payments, your bills, screws your life and can happen suddenly), and many more bad situations when you may suddenly need money. Why 3-6 months? it's so you have money to live off in case you lose your job and seek another one. You don't touch these money to buy new tent or upgrade your bov. You use these money only when you have to as shtf happened in your life

Savings - don't start savings before your emergency fund is ready. now how many of you have more than 5k saved? probably not many, and savings are important as well, and don't confuse them with emergency fund. Savings are for other spendings - new car, house refurbishment, or to cover longer period of unemployment. Imagine yourself situation in Spain at the moment - 27% of unemployment. Imagine yourself how hard it is to find a job. Imagine unemployment for few years - will fancy 4X4 car help you? will expensive bugout tent help you in situation when there is law and order? good luck. Savings will help you to survive

Long term savings/additional pension - important as well - what will you do if you won't be able to work? start saving on ISA or SIPP or company's pension plan (of course there is possiblity government will rob you of it to save its budget, or financial system will collapse, it is always risk). In some point you will get too old to work. will 40 years old landrover help you? really doubt it.

Investments - diversification is the key. First of all don't invest your emergency fund - this one is a holy thing. Don't invest if you can't do it (and don't trust investment funds - in long periods barely any of them wins. some of the funds may write that they made 20% within last 3 months. but check long term performance and you will notice that within 5 years they lost 20% and even if they lose they still charge their customers for "investing" their money), and it takes years to learn it. Once you do you diversify which means you invest a bit everywhere - for example some money into shares, some in commodities, some into properties. also once you invest in shares you invest in few companies, companies from different background - it is a wide subject and I can recommend some good (boring as well) books about it if somebody wants.

and try to live debt free. no credit cards, no buying goods without thinking

The conclusion is: prepare for things that are more likely to happen first, and then if you can afford it you can prepare for aliens attack, zombie attack, killer tyre attack, invasion of megazord, rise of the machines and other BS
Just thought it might help, as some people due to too many movies seen lost their minds.

Pages I can recommend:
http://www.getrichslowly.org/
http://www.iwillteachyoutoberich.com/
http://www.thesimpledollar.com/
http://www.investopedia.com/
http://www.bogleheads.org/forum/index.php
http://forums.moneysavingexpert.com/


Prepping is not only about military clothes and 2 years of supplies of dry food and soups in cans.
Good luck with your financial side of prepping.

"Generations have been working in jobs they hate, just so they can buy what they don't really need."
"We buy things we don’t need, with money we don’t have, to impress people we don’t like."

Sorry if I made any mistakes, but as you probably noticed I am not native English speaker
Good luck and prepp with head

[J23]

I am decorating my new house as well an Will move to it next week. So far I have only tablet for internet access

As about dreamers who dream of shtf: simple exercise for you. Grab your Bob, get into your fancy diesel old 4x4 and go to Scotland for 2 weeks, and pick some no man's land. After freezing your ass while shitting outside and starving after your dry food finishes you will get wiser and dream rather of nice world , boring world without wars and with good economy condition

You make some spot on points and when I finish moving house I'll come back and give my view and your right that many do dream of waking up in some sort of TV land.

Looking forward to making some positive contributions, just need another week or so to finish the house move then I''ll come back

Hi guys.
I noticed that a lot of people prepp here for things that may never happen.
Prepper needs bug out bag, a bug out car (must be 4x4 like in movies, estate is not enough, prepper needs 4X4 or pickup), prepper needs sleeping bag for 100 quid and expensive tent. prepper needs knives, and all the other stuff. and all is fine as long as you treat it like a hobby, a style of life, and it's better than spending cash on booze. On the other hand I noticed that some people here subconsciously dream of shtf scenario, seek adventure, hope shtf will happen to be like movie stars.
but to the point: how many of you prepp for normal life? let me point you out how I see prepping.
The most important things are health, happiness and financial safety.

Health - it is worth to keep fit. sports activity at least 3x a week, and dont tell me you have no time for it as If you have time to write some shite on facebook every evening or watch silly soap's 10134 episode you'll find time for sport activity. it can be anything - gym, martial arts, running, walking, volleyball, football and many more. keeps you fit, your mood is better, you feel younger, it affects your mentality in positive way

Financial safety - this is my main point - when many of you prepare for bug out to your auntie next town or to sleep in woods for the rest of life - how many of you prepare for financial stable future? how many of you secure yourself for situations that are more likely to happen then zombie apocalypse or Yellowstone eruption?
let me white my point of view:

first of all you need emergency fund. at least 3-6 months salary in easly accessible account - money you can get within minutes in case of something wrong happened. funeral in family, unemployment (which is a threat for all of us, and it affects your mortgage payments, your bills, screws your life and can happen suddenly), and many more bad situations when you may suddenly need money. Why 3-6 months? it's so you have money to live off in case you lose your job and seek another one. You don't touch these money to buy new tent or upgrade your bov. You use these money only when you have to as shtf happened in your life

Savings - don't start savings before your emergency fund is ready. now how many of you have more than 5k saved? probably not many, and savings are important as well, and don't confuse them with emergency fund. Savings are for other spendings - new car, house refurbishment, or to cover longer period of unemployment. Imagine yourself situation in Spain at the moment - 27% of unemployment. Imagine yourself how hard it is to find a job. Imagine unemployment for few years - will fancy 4X4 car help you? will expensive bugout tent help you in situation when there is law and order? good luck. Savings will help you to survive

Long term savings/additional pension - important as well - what will you do if you won't be able to work? start saving on ISA or SIPP or company's pension plan (of course there is possiblity government will rob you of it to save its budget, or financial system will collapse, it is always risk). In some point you will get too old to work. will 40 years old landrover help you? really doubt it.

Investments - diversification is the key. First of all don't invest your emergency fund - this one is a holy thing. Don't invest if you can't do it (and don't trust investment funds - in long periods barely any of them wins. some of the funds may write that they made 20% within last 3 months. but check long term performance and you will notice that within 5 years they lost 20% and even if they lose they still charge their customers for "investing" their money), and it takes years to learn it. Once you do you diversify which means you invest a bit everywhere - for example some money into shares, some in commodities, some into properties. also once you invest in shares you invest in few companies, companies from different background - it is a wide subject and I can recommend some good (boring as well) books about it if somebody wants.

and try to live debt free. no credit cards, no buying goods without thinking

The conclusion is: prepare for things that are more likely to happen first, and then if you can afford it you can prepare for aliens attack, zombie attack, killer tyre attack, invasion of megazord, rise of the machines and other BS
Just thought it might help, as some people due to too many movies seen lost their minds.

Pages I can recommend:
http://www.getrichslowly.org/
http://www.iwillteachyoutoberich.com/
http://www.thesimpledollar.com/
http://www.investopedia.com/
http://www.bogleheads.org/forum/index.php
http://forums.moneysavingexpert.com/


Prepping is not only about military clothes and 2 years of supplies of dry food and soups in cans.
Good luck with your financial side of prepping.

"Generations have been working in jobs they hate, just so they can buy what they don't really need."
"We buy things we don’t need, with money we don’t have, to impress people we don’t like."

Sorry if I made any mistakes, but as you probably noticed I am not native English speaker
Good luck and prepp with head

[J23]

I am decorating my new house as well an Will move to it next week. So far I have only tablet for internet access

As about dreamers who dream of shtf: simple exercise for you. Grab your Bob, get into your fancy diesel old 4x4 and go to Scotland for 2 weeks, and pick some no man's land. After freezing your ass while shitting outside and starving after your dry food finishes you will get wiser and dream rather of nice world , boring world without wars and with good economy condition

You make some spot on points and when I finish moving house I'll come back and give my view and your right that many do dream of waking up in some sort of TV land.

Looking forward to making some positive contributions, just need another week or so to finish the house move then I''ll come back

Hi guys.
I noticed that a lot of people prepp here for things that may never happen.
Prepper needs bug out bag, a bug out car (must be 4x4 like in movies, estate is not enough, prepper needs 4X4 or pickup), prepper needs sleeping bag for 100 quid and expensive tent. prepper needs knives, and all the other stuff. and all is fine as long as you treat it like a hobby, a style of life, and it's better than spending cash on booze. On the other hand I noticed that some people here subconsciously dream of shtf scenario, seek adventure, hope shtf will happen to be like movie stars.
but to the point: how many of you prepp for normal life? let me point you out how I see prepping.
The most important things are health, happiness and financial safety.

Health - it is worth to keep fit. sports activity at least 3x a week, and dont tell me you have no time for it as If you have time to write some shite on facebook every evening or watch silly soap's 10134 episode you'll find time for sport activity. it can be anything - gym, martial arts, running, walking, volleyball, football and many more. keeps you fit, your mood is better, you feel younger, it affects your mentality in positive way

Financial safety - this is my main point - when many of you prepare for bug out to your auntie next town or to sleep in woods for the rest of life - how many of you prepare for financial stable future? how many of you secure yourself for situations that are more likely to happen then zombie apocalypse or Yellowstone eruption?
let me white my point of view:

first of all you need emergency fund. at least 3-6 months salary in easly accessible account - money you can get within minutes in case of something wrong happened. funeral in family, unemployment (which is a threat for all of us, and it affects your mortgage payments, your bills, screws your life and can happen suddenly), and many more bad situations when you may suddenly need money. Why 3-6 months? it's so you have money to live off in case you lose your job and seek another one. You don't touch these money to buy new tent or upgrade your bov. You use these money only when you have to as shtf happened in your life

Savings - don't start savings before your emergency fund is ready. now how many of you have more than 5k saved? probably not many, and savings are important as well, and don't confuse them with emergency fund. Savings are for other spendings - new car, house refurbishment, or to cover longer period of unemployment. Imagine yourself situation in Spain at the moment - 27% of unemployment. Imagine yourself how hard it is to find a job. Imagine unemployment for few years - will fancy 4X4 car help you? will expensive bugout tent help you in situation when there is law and order? good luck. Savings will help you to survive

Long term savings/additional pension - important as well - what will you do if you won't be able to work? start saving on ISA or SIPP or company's pension plan (of course there is possiblity government will rob you of it to save its budget, or financial system will collapse, it is always risk). In some point you will get too old to work. will 40 years old landrover help you? really doubt it.

Investments - diversification is the key. First of all don't invest your emergency fund - this one is a holy thing. Don't invest if you can't do it (and don't trust investment funds - in long periods barely any of them wins. some of the funds may write that they made 20% within last 3 months. but check long term performance and you will notice that within 5 years they lost 20% and even if they lose they still charge their customers for "investing" their money), and it takes years to learn it. Once you do you diversify which means you invest a bit everywhere - for example some money into shares, some in commodities, some into properties. also once you invest in shares you invest in few companies, companies from different background - it is a wide subject and I can recommend some good (boring as well) books about it if somebody wants.

and try to live debt free. no credit cards, no buying goods without thinking

The conclusion is: prepare for things that are more likely to happen first, and then if you can afford it you can prepare for aliens attack, zombie attack, killer tyre attack, invasion of megazord, rise of the machines and other BS
Just thought it might help, as some people due to too many movies seen lost their minds.

Pages I can recommend:
http://www.getrichslowly.org/
http://www.iwillteachyoutoberich.com/
http://www.thesimpledollar.com/
http://www.investopedia.com/
http://www.bogleheads.org/forum/index.php
http://forums.moneysavingexpert.com/


Prepping is not only about military clothes and 2 years of supplies of dry food and soups in cans.
Good luck with your financial side of prepping.

"Generations have been working in jobs they hate, just so they can buy what they don't really need."
"We buy things we don’t need, with money we don’t have, to impress people we don’t like."

Sorry if I made any mistakes, but as you probably noticed I am not native English speaker
Good luck and prepp with head

[Hamradioop]

I am decorating my new house as well an Will move to it next week. So far I have only tablet for internet access

As about dreamers who dream of shtf: simple exercise for you. Grab your Bob, get into your fancy diesel old 4x4 and go to Scotland for 2 weeks, and pick some no man's land. After freezing your ass while shitting outside and starving after your dry food finishes you will get wiser and dream rather of nice world , boring world without wars and with good economy condition
Prepping is not only about military clothes and 2 years of supplies of dry food and soups in cans.
Good luck with your financial side of prepping.

"Generations have been working in jobs they hate, just so they can buy what they don't really need."
"We buy things we don’t need, with money we don’t have, to impress people we don’t like."

Sorry if I made any mistakes, but as you probably noticed I am not native English speaker
Good luck and prepp with head

Not sure where you are coming from old man!

[lonewolf]

As about dreamers who dream of shtf: simple exercise for you. Grab your Bob, get into your fancy diesel old 4x4 and go to Scotland for 2 weeks, and pick some no man's land. After freezing your ass while shitting outside and starving after your dry food finishes you will get wiser and dream rather of nice world , boring world without wars and with good economy condition

i'll leave Rik to answer that one, he's the "living outdoors" expert!!

[Briggs 2.0]

I am decorating my new house as well an Will move to it next week. So far I have only tablet for internet access

As about dreamers who dream of shtf: simple exercise for you. Grab your Bob, get into your fancy diesel old 4x4 and go to Scotland for 2 weeks, and pick some no man's land. After freezing your ass while shitting outside and starving after your dry food finishes you will get wiser and dream rather of nice world , boring world without wars and with good economy condition

Erm, I'm not sure where you are coming from either. I've been off-grid in the woods since monday last week. It's been quite mild at night so my bottom is frost-free and I've had a few dumps outdoors, albeit using a wet-wipe instead of stinging nettles. My stash of Pepperami has dried up though. How am I typing this? I'm using my laptop, via a 24v lorry cigarette invertor, powered by a wind-up Clansman 24v battery pack, with internet access through my iPhone. I'm not exactly roughing it, I could do with a shower I suppose but otherwise I'm quite happy away from the 'world'.

I can highly recommend the Clansman kit for powering tablets too, but it's a bit on the heavy side for a BOB